Afterpay: Pay over time

4.1
166K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Buy now, pay later with Afterpay. Shop your favorite brands online, in-store, or in the app. Access exclusive deals by shopping in the Afterpay app. Get what you want now, and pay over time. Choose to pay in 4* generally over the course of 6 weeks, or up to 24 months**.

With Afterpay you can discover and shop new brands and products, and get exclusive discount shopping. Buy now from fashion, beauty, home, toys, tech, and more.

With over 700k five-star reviews, Afterpay is the app you need to split payments. Shop now when you download Afterpay. Access in-store or online shopping with your pre-approved spending limit and pay in 4 for your favorite products.

AFTERPAY FEATURES:

PAY IN 4
- Shop now and split your purchase to pay in 4 payments.
- Split payments and pay generally over the course of 6 weeks.


PAY MONTHLY
- Discount shopping with Afterpay allows for payment flexibility with monthly payments on eligible orders at participating brands.
- Buy now and pick the plan that works for you. Split payments in 3, 6, 12, or 24 months, depending on your order amount and merchant availability.

SHOP NOW AND DISCOVER MORE IN THE APP
- Discover even more app-exclusive brands in fashion, tech, travel, and more only in the app.
- Explore curated round-ups and gift guides from our editors.

GIFT IT WITH AFTERPAY
- Gift even easier with gift cards from hundreds of top brands available exclusively in the Afterpay app.
- Select your gift card, send it directly to your recipient’s inbox, and pay over time.

BUY NOW WITH AFTERPAY IN-STORE
- Shop now for your favorite brands in-store with Afterpay.
- Tap to pay, and take it home today.

MANAGE YOUR SPLIT PAYMENTS
- Review your Afterpay orders and manage payments in the app.
- Select your preferred payment day to make your payment schedule work for you.

STAY INFORMED WITH NOTIFICATIONS
- Manage your notifications to stay up to date on your account, new brands, and exclusives.
- Get alerts on your activity, payment schedules, and special offers.

BUY NOW TO UNLOCK MORE SPENDING POWER
- Unlock higher spending limits when you pay on time.
- Check your spend limit and keep on top of your finances in the Afterpay app.

24/7 CUSTOMER SUPPORT
- Get support anytime you need.
- Use our customer support chat or access FAQs in the app.


By using the Afterpay app, you agree to the applicable Terms of Use (https://www.afterpay.com/en-US/terms-of-service) and Privacy Policy (https://www.afterpay.com/en-US/privacy-policy).

*You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. For access to in-store, additional verification may be required. Late fees may apply. Payment amounts shown are estimates and depend on eligibility and exclude taxes and shipping charges, which are added at checkout. For complete terms see Afterpay terms (https://www.afterpay.com/en-US/installment-agreement) and Cash App terms (https://cash.app/legal/us/en-us/tos). Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.

**You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by the First Electronic Bank. A down payment may be required. APRs range from 0.00% to 35.99%, depending on eligibility and merchant. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available in all states. Valid debit card and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. See https://www.afterpay.com/en-US/loan-agreement for complete terms.
Updated on
22 Oct 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
164K reviews
David Ly
30 October 2025
Thank you for being a lifesaver and helping me get what I need by breaking down the payments. It breaks down into 4 payments every 2 weeks. You can do the math as to when it will be a good time for you to have your every 2 weeks payments deducted. Choose the best week and it will take until 4 payments are fulfilled. It'll help build your credit since I'm building credit after high school. Wonderful app
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Aaron Thomas
4 June 2025
I normally don't leave reviews, but I've got to say this app isn't worth the time so far. I haven't been able to link any of my cards to the app to even use it (2 credit cards and a bank card). I wasted a bunch of time dealing with a bot giving me useless info before I was able to "talk to a person." Which wasn't actually a person as far as I can tell. It took 2 weeks to get another automated response instead of replying to the issue I had posted. Ridiculous.
316 people found this review helpful
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Wiley Simpson
7 August 2025
I absolutely love afterpay! They excepted me right away, no hassle or much info needed. You start off with a smaller "balance" (how much your allowed to spend/borrow) but that goes up quickly as you make payments on time. It's set up for you to pay every 2 weeks/4 payments.. I thank God I have it, it's helped me more times than I can count & once you've established paying things off on time, there's actually options if you run into a jam where you can switch the date of your payment.
265 people found this review helpful
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What's new

Same app. New Look.
Afterpay has joined forces with Cash App. You’ll notice an updated look throughout our app, with new colors and styles to match our Cash App friends.

Under the hood, we are the same great Afterpay you know and love. There are no changes to your Afterpay account, orders, or payment plans.

Loving the Afterpay app? Let us know by leaving us a review on the App Store.